Farming Simulator 22: Bank and loan FS 22 guide, tips
On this page of the Farming Simulator 22 guide, you will learn how to get and pay off a bank loan.
Last update: 24 November 2021
The bank in Farming Simulator 22 will help you when you are short of money. On this page, you will learn how to monitor your finances, how to take a loan from the bank and repay it, and how much interest you will owe to the bank.
General information
If you run out of money, you can take a loan from the bank. The loan amount is a multiple of € 5,000. You can do this at any time via the bank tab in the game menu. After taking the loan, you will have to pay the bank back the amount you loaned - this forces you to pay 0.02% of the loan taken each month (i.e. about € 500 per day if you have loaned € 100,000)
How to get a loan?
To get a loan and repay it, you have to open the menu (Esc) and select the coin icon. Here you will see all your expenses and income from the current and previous months. To get or pay a loan, click the icons at the bottom of the screen - Borrow/Repay.
You do not have to rush to repay the loan, but you will be charged the amount every day. You can get even more money at any time. Taking a loan at the beginning of the game is reasonable. Many of the investments in the game are long-term and after a while, you will have enough money to pay back.